Main Article Content

Abstract

This study aims to determine the effect of the Loan to Deposit Ratio on Return on Assets at PT. Permata Bank, Tbk. The method used is explanatory research. The analysis technique uses statistical analysis with regression, correlation, determination, and hypothesis testing. The results of this study, the Loan to Deposit Ratio variable, obtained an average value of 83.73%. The Loan to Deposit Ratio variable received an average value of 2.68%. Loan to Deposit Ratio has a positive and significant effect on Return on Assets with a regression equation value of Y = -6.493 + 0.110X. A correlation coefficient value of 0.747 or has an extreme relationship level with a correlation coefficient level determination value of 55.8%. Hypothesis testing obtained a significance of 0.000 <0.05.

Keywords

loan to deposit ratio, loan to deposit ratio

Article Details

How to Cite
Gerinata, G. (2021). The Effect of Loan To Deposit Ratio on Return On Assets at PT. Permata Bank, TBK Period 2010-2020. Kontigensi : Jurnal Ilmiah Manajemen, 9(2), 584-589. https://doi.org/10.56457/jimk.v9i2.212

References

  1. Agus Harjito & Martono, (2010) “Manajemen Keuangan” Yogyakarta: Penerbit Ekonisia.
  2. Agus Sartono. (2010). “Manajemen Keuangan Toeri dan Aplikasi”, Edisi keempat, Yogyakarta: Penerbit BPFE.
  3. Algifari. (2015). “Analisis Regresi untuk Bisnis dan Ekonomi”. Yogyakarta: BPFE.
  4. Arikunto, Suharsimi (2014). “Prosedur Penelitian Suatu Pendekatan Praktek”. Jakarta: Rineka Cipta.
  5. Bambang Riyanto, (2011). “Dasar-dasar Pembelanjaan Perusahaan”. Edisi ke empat, BPFE Yogyakarta.
  6. Dumilah, R. et al (2021). Pengaruh Likuiditas Dan Profitabilitas Terhadap Struktur Modal Pada PT Mayora Indah, Tbk Periode 2010-2019. Jurnal Neraca Peradaban. 1(3) 237-245.
  7. Fahmi, Irham (2012), “Pengantar Manajemen Keuangan” Cetakan pertama. Bandung: Penerbit Alfabeta.
  8. Imam Ghozali (2017). “Aplikasi Analisis Multivariate Dengan Program SPSS”. Edisi Kelima. Semarang: Badan Penerbit Undip.
  9. Istijanto (2014) “Riset Sumber Daya Manusia”. Jakarta: PT. Gramedia Pustaka.
  10. Jasmani, J. (2019). The Effect of Liquidity and Working Capital Turnover on Profitability at PT. Sumber Cipta Multiniaga, South Jakarta. PINISI Discretion Review, 3(1), 29-38.
  11. Kasmir (2010), “Analisis Laporan keuangan”, penerbit raja grafindo persada, Jakarta.
  12. Kasmir, (2010). “Pengantar Manajemen Keuangan”, Edisi Pertama, Cetakan kedua, Jakarta: Penerbit Prenada Media.
  13. Kasmir. (2012) “Pengantar Manajemen Keuangan”, Edisi Pertama, Cetakan kedua, Jakarta: Prenada Media.
  14. Kharis, Ismu Fadli (2011). “Studi Mengenai Impulse Buying dalam Penjualan Online”. Semarang: Skripsi Universitas Diponegoro.
  15. Martono dan Agus Harjito, (2011). “Manajemen Keuangan”, Jakarta: Penerbit Ekonisia.
  16. Munawir (2010), “Analisis Laporan Keuangan”, Edisi Ke Empat, Penerbit Liberty, Yogyakarta.
  17. Pangaribuan, H., et al. (2021). The Financial Perspective Study on Tax Avoidance. Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(3), 4998-5009.
  18. Putra, IGS., (2021). The Effect Of Macro-Economic Indicators On Share Prices In The Construction Sub-Sector And Building Companies Listed In Indonesia Stock Exchange 2013-2018. Turkish Journal of Computer and Mathematics Education (TURCOMAT). 12(9) 107-113.
  19. Santoso, Singgih (2015). “Menguasai Statistik Multivariat”. Jakarta: PT Elex Media Komputindo.
  20. Sartono, “Manajemen Keuangan Aplikasi Dan Teori”, Edisi Keempat, BPFE, Yogyakarta, 2008.
  21. Sawir, (2003). “Analisis Kinerja Keuangan dan Perencanaan Keuangan Perusahaan”, Cetakan ketiga, Jakarta: Penerbit PT. Gramedia Pustaka Utama.
  22. Sugiarto, S., Putra, IGS., (2020). The role of communication climate on the performance of PT. Lazada Express Bandung employees with work motivation as an intervening variable. International Journal of Research in Business and Social Science (2147-4478) 9(5).
  23. Sugiyarso, G. dan F. Winarni, “Manajemen Keuangan (Pemahaman Laporan Keuangan, Pengelolaan Aktiva, Kewajiban dan Modal serta Pengukuran.
  24. Sugiyono (2017), “Metode Penelitian Administrasi : dilengkapi dengan Metode R & D”. Bandung: Alfabeta.