https://jurnal.dim-unpas.web.id/index.php/fin/issue/feed Fin Sinergy: Jurnal Manajemen Keuangan 2024-10-30T05:26:40-04:00 Denok Sunarsi denoksunarsi@gmail.com Open Journal Systems <hr> <p><strong>Fin Synergy: Jurnal Manajemen Keuangan</strong> is an academic journal published by the Doctoral Program in Management Science at Pasundan University. The journal focuses on the field of financial management. Fin Synergy publishes scientific articles that cover various topics in financial management, such as asset and investment management, financial analysis, risk management, corporate financial policies, international finance, banking management, and other related topics. The journal is published twice a year in June and December.</p> https://jurnal.dim-unpas.web.id/index.php/fin/article/view/551 The Influence of Profitability, Liquidity and Leverage on Company Value With Dividend Policy as a Moderation Variable 2024-06-04T03:30:36-04:00 Viska Armela viskaarmela@gmail.com Meutia Dewi viskaarmela@gmail.com Dias Setianingsih viskaarmela@gmail.com <p>This research aims to determine the effect of profitability, liquidity and leverage on company value with dividend policy as a moderating variable in energy companies listed on the BEI in 2017-2021. The population in this study was all energy companies totaling 76 companies and the sample used was 10 companies using purposive sampling techniques. The data analysis methods used are multiple linear regression analysis, Moderated Regression Analysis, t test and coefficient of determination test. The research results show Y= 1.195 + 4.881X1 – 0.064X2 + 0.242X3. Based on the t test results, profitability, liquidity and leverage have a significant effect on company value. The results of Moderated Regression Analysis show that dividend policy is able to moderate the influence of profitability and liquidity on firm value, while dividend policy is unable to moderate the influence of leverage on firm value. The results of the coefficient of determination for the profitability, liquidity and leverage variables have an influence of 24.8% on company value, while the remaining 75.2% is influenced by other variables not examined in this research.</p> 2024-06-04T03:30:20-04:00 Copyright (c) 2024 Viska Armela, Meutia Dewi, Dias Setianingsih https://jurnal.dim-unpas.web.id/index.php/fin/article/view/574 The Influence of Liquidity Ratio (CR), Solvency Ratio (Dar), Activity Ratio (TATO), And Profitability Ratio (ROI) On Stock Prices at PT. Various Mines Tbk. Period 2007-2021 2024-06-25T06:25:07-04:00 Azis Sofyan Rahmat dosen01534@unpam.ac.id Yulian Bayu Ganar dosen01534@unpam.ac.id <p>This research aims to determine the effect of liquidity ratios, solvency ratios, activity ratios and profitability ratios on PT share prices. Aneka Tambang TBK for the period 2007-2021. The sampling technique used was non-probability sampling. The liquidity ratio uses the Current Ratio, the solvency ratio uses the Debt to Asset Ratio, the activity ratio uses Total Asset Turnover, and the profitability ratio uses Return on Investment. And for company share prices, use the closing share price at the end of each year. The analytical method used is multiple linear regression analysis. The research results simultaneously show that the variables CR, DAR, TATO, &amp; ROI have a significant effect on stock prices. The partial research results show that CR has no significant effect on stock prices, DAR has no significant effect on stock prices, and TATO has no significant effect on stock prices. Meanwhile, ROI has a significant effect on share prices.</p> 2024-06-25T00:00:00-04:00 Copyright (c) 2024 Azis Sofyan Rahmat, Yulian Bayu Ganar https://jurnal.dim-unpas.web.id/index.php/fin/article/view/581 Implementation Of Maqasid Al-Shariah Principles In National Economic Policy 2024-07-11T03:01:27-04:00 Zumara Zumara zumara@staidarussalam.ac.id Rafi Nur Hidayat zumara@staidarussalam.ac.id Rivani Dwi Sivana Putri zumara@staidarussalam.ac.id <p>This research aims to explore and analyze the implementation of Maqasid Al-Shariah principles in national economic policy. Maqasid Al-Shariah, which refers to the main goal of Islamic law, includes the protection of religion, soul, mind, lineage and property. In an economic context, these principles are implemented to achieve general welfare and social justice. This research uses a qualitative approach with literature study methods and analysis of relevant national economic policy documents. The research results show that the principles of Maqasid Al-Shariah have been integrated into several economic policies, such as financial inclusion, zakat and waqf policies. However, challenges remain in the effective and consistent implementation of these principles. This research suggests the need to increase institutional capacity, better supervision, and increase public awareness to ensure that the economic policies taken are truly in line with Maqasid Al-Shariah's objectives. In this way, it is hoped that a more just and sustainable economic system can be created in accordance with Islamic values.</p> 2024-06-29T00:00:00-04:00 Copyright (c) 2024 Zumara Zumara, Rafi Nur Hidayat, Rivani Dwi Sivana Putri https://jurnal.dim-unpas.web.id/index.php/fin/article/view/583 The Role Of Sharia Financial Education And Literacy In Increasing Community Economic Participation 2024-07-27T22:48:28-04:00 Yesa Tiara Purnama Sari yesatiara@staidarussalam.ac.id Alfi Maulisa Rufaida yesatiara@staidarussalam.ac.id Uswatun Hasanah yesatiara@staidarussalam.ac.id <p>This article discusses the role of sharia financial education and literacy in increasing community economic participation. In an era where Islamic finance is increasingly in demand, a good understanding of Islamic financial principles and products is crucial. This research uses qualitative methods with literature analysis and in-depth interviews to explore the extent to which Islamic financial literacy influences economic participation. The research results show that increasing sharia financial literacy contributes significantly to increasing economic participation through better understanding of sharia financial products, increased trust in the sharia financial system, and wiser financial decision making. This article recommends that financial institutions, governments and educational institutions improve sharia financial education and literacy programs to encourage financial inclusion and economic prosperity in society.</p> 2024-06-29T00:00:00-04:00 Copyright (c) 2024 Yesa Tiara Purnama Sari, Alfi Maulisa Rufaida, Uswatun Hasanah https://jurnal.dim-unpas.web.id/index.php/fin/article/view/582 The Influence Of Sharia Economic Education On The Financial Awareness And Attitudes Of The Young Generation 2024-07-27T22:55:18-04:00 Nour Khalid nourkhalid@staidarussalam.ac.id Cucun Cunayah nourkhalid@staidarussalam.ac.id Alvin Firmansyah nourkholid@staidarussalam.ac.id <p>This research aims to analyze the influence of sharia economic education on the financial awareness and attitudes of the younger generation. Sharia economics education is considered important in forming a good understanding of financial principles in accordance with Islamic teachings. This research uses quantitative methods with a survey approach, involving 300 respondents from school and college students who have received sharia economics education. Data were analyzed using multiple linear regression to test the relationship between sharia economic education variables and financial awareness and attitudes. The research results show that sharia economic education has a positive and significant influence on the financial awareness of the younger generation. The younger generation who receive sharia economic education shows a better understanding of personal financial management, the importance of saving, and avoiding the practice of usury. In addition, their financial attitudes are also more likely to support sharia economic principles, such as investing in halal financial instruments and participating in philanthropic activities. The implications of this research show the importance of integrating sharia economic education in the formal education curriculum to form good financial awareness and attitudes among the younger generation. It is hoped that this education can create a generation that is not only financially intelligent, but also has high moral integrity in accordance with Islamic values.</p> 2024-06-26T00:00:00-04:00 Copyright (c) 2024 Nour Khalid, Cucun Cunayah, Alvin Firmansyah https://jurnal.dim-unpas.web.id/index.php/fin/article/view/602 The Influence Of Return On Assets (ROA), Return On Equity (ROE), And Debt To Equity Ratio (DER) On Stock Prices In Restaurant, Hotel And Tourism Companies Listed On The Indonesian Stock Exchange Period 2018 2024-08-16T04:42:07-04:00 Yusup Takhyudin yusuptakhyudin12@gmail.com Yuhaprizon Yuhaprizon yusuptakhyudin12@gmail.com <p>The purpose of this study is to examine the effect of Return on Assets (ROA), Return on Equity (ROE) and Debt to Equity Ratio (DER) simultaneously (together) on stock prices. as well as to test the effect of Return on Assets (ROA), Return on Equity (ROE) and Debt to Equity Ratio (DER) partially (each) on stock prices. This study has a population that is in the form of financial statements of hotel, restaurant and tourism industry group companies listed on the Indonesia Stock Exchange (IDX) in 2018 as many as 25 company units. This type of research is called cross-section, namely the financial statements taken can be one while there are many companies. Saturated sampling is one of the techniques carried out in this study, namely by sampling all members of the population, this is done because the population is relatively small. The company data samples obtained from the hotel, restaurant and tourism industry group were 25 company units. Secondary data in this study was obtained from the 2018 Indonesian Capital Market Directory (ICMD), namely in the form of financial reports published on the Indonesian Stock Exchange (IDX). The analytical tool used is the classical assumption test and hypothesis testing using the f-test simultaneously, partial t-test with a significance level of 5%. The results of the study show that return on assets, return on equity, debt to equity ratio either partially or simultaneously have no significant effect on stock prices.</p> 2024-08-16T04:42:07-04:00 Copyright (c) 2024 Yusup Takhyudin, Yuhaprizon Yuhaprizon https://jurnal.dim-unpas.web.id/index.php/fin/article/view/635 Analysis Of Camel Method As A Measurement Tool For Bank Rakyat Indonesia Agroniga Tbk Financial Performance In The Period 2015 - 2020 2024-10-30T05:26:40-04:00 Gita Rismawati dosen02505@unpam.ac.id Ayu Puspa Lestiyadi dosen02505@unpam.ac.id <p>The purpose of conducting this study entitled "Analysis of the Camel Method as a Measuring Tool for Financial Performance of Bank Rakyat Indonesia Argoniaga Tbk for the 2015-2020" period is to find out or analyze financial performance using the CAMEL method at Bank BRI Agroniaga Tbk which is listed on the Indonesia Stock Exchange in 2015-2020, to see if Bank BRI Agroniaga Tbk. are in a healthy or unhealthy predicate. The type of research conducted by the author is descriptive with a quantitative approach. The population in this research is the Annual Financial Report of Bank BRI Agroniaga Tbk. The sample used in this research is the financial statements for the last 6 years of Bank BRI Agroniaga Tbk. Data collection techniques in this study are using literature studies, field studies and internet studies (secondary data). The data analysis technique used is to calculate the data that has been obtained and then first analyze it with financial ratios, then determine the final CAMEL value for each period by multiplying the credit value of each ratio with the CAMEL weight determined by BI. The ratios used include CAR (Capital aspect), NPL (Assets aspect), NPM (Management aspect), ROA and BOPO (Earning aspect), and LDR (Liquidity aspect). The results of this study show that the final value of the CAMEL aspect in 2015 was 96.02, in 2016 it was 95.03, in 2017 it was 94.87, in 2018 it was 92.05, then in 2019 it was 92.85 and in 2020 it was 84.69 all indicating that the CAMEL value was in the range 81 – 100 so that it can be stated that the financial performance of Bank BRI Agroniaga Tbk which is listed on the Indonesia Stock Exchange using the CAMEL method in 2015-2020 is in the HEALTHYpredicate/category.</p> 2024-06-28T00:00:00-04:00 Copyright (c) 2024 Gita Rismawati, Ayu Puspa Lestiyadi