Article Sidebar

Accepted
Jul 27, 2024
Published
Jun 29, 2024
Download
PDF
Statistic
Read Counter : 8 Download : 7

Main Article Content

Abstract

This article discusses the role of sharia financial education and literacy in increasing community economic participation. In an era where Islamic finance is increasingly in demand, a good understanding of Islamic financial principles and products is crucial. This research uses qualitative methods with literature analysis and in-depth interviews to explore the extent to which Islamic financial literacy influences economic participation. The research results show that increasing sharia financial literacy contributes significantly to increasing economic participation through better understanding of sharia financial products, increased trust in the sharia financial system, and wiser financial decision making. This article recommends that financial institutions, governments and educational institutions improve sharia financial education and literacy programs to encourage financial inclusion and economic prosperity in society.

Keywords

Sharia Finance Economics Literacy

Article Details

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite
Sari, Y. T. P., Rufaida, A. M., & Hasanah, U. (2024). The Role Of Sharia Financial Education And Literacy In Increasing Community Economic Participation. Fin Sinergy: Jurnal Manajemen Keuangan, 2(1), 26-30. https://doi.org/10.56457/fin.v2i1.583

References

  1. Abdullah, M., & Ashraf, M. (2020). The Role of Financial Literacy in Islamic Finance Participation. Journal of Islamic Economics, 12(3), 45-58.
  2. Alamsyah, H. (2012). *Peran Edukasi dan Literasi Keuangan Syariah dalam Meningkatkan Inklusi Keuangan di Indonesia*. Jurnal Ekonomi Islam, 3(2), 110-125.
  3. Al-Ghazali, I. (2019). Financial Inclusion and Economic Growth: Evidence from Islamic Banking. International Journal of Economics and Finance, 11(4), 89-104.
  4. Anwar, M., & Arifin, M. (2016). *Pengaruh Literasi Keuangan Syariah terhadap Partisipasi Masyarakat dalam Menggunakan Produk Keuangan Syariah*. Jurnal Keuangan dan Perbankan, 20(1), 23-34.
  5. Ascarya, & Yumanita, D. (2008). *The Role of Islamic Banking in Financial Inclusion: A Case Study in Indonesia*. Journal of Islamic Economics, Banking, and Finance, 4(2), 45-64.
  6. Bank Indonesia. (2021). Laporan Keuangan Syariah. Jakarta: Bank Indonesia.
  7. Hasan, Z., & Ali, M. (2018). Enhancing Financial Literacy in Islamic Finance. Journal of Islamic Banking and Finance, 5(2), 23-36.
  8. Hassan, M. K., & Aliyu, S. (2018). *A Contemporary Survey of Islamic Banking Literature*. Journal of Financial Stability, 34, 12-43.
  9. Ismal, R. (2011). *Strengthening and Improving the Shariah Financial Literacy and Inclusion for Economic Development in Indonesia*. Al-Iqtishad: Journal of Islamic Economics, 3(2), 165-178.
  10. Lestari, D., & Wulandari, P. (2020). *Financial Literacy and Financial Inclusion in Indonesia: Analysis of Influencing Factors*. Indonesian Journal of Islamic Economics Research, 2(1), 65-80.
  11. Molyneux, P., & Iqbal, M. (2005). *Banking and Financial Systems in the Arab World*. Palgrave Macmillan.
  12. Obaidullah, M., & Khan, T. (2008). *Islamic Microfinance Development: Challenges and Initiatives*. Islamic Research and Training Institute, Islamic Development Bank.
  13. Otoritas Jasa Keuangan. (2022). Peningkatan Literasi Keuangan Syariah di Indonesia. Jakarta: OJK.
  14. Pratama, A., & Hidayat, R. (2019). *Efektivitas Program Literasi Keuangan Syariah dalam Meningkatkan Pemahaman dan Partisipasi Masyarakat di Indonesia*. Jurnal Ekonomi Syariah, 7(1), 91-105.
  15. Rahman, A. R. A. (2010). *Islamic Microfinance: An Ethical Alternative to Poverty Alleviation*. Humanomics, 26(4), 284-295.
  16. Setiawan, B., & Kurniawan, T. (2017). *Pengaruh Edukasi Keuangan Syariah terhadap Kesadaran dan Pemahaman Masyarakat di Kota Bandung*. Jurnal Bisnis dan Manajemen, 18(3), 200-215.
  17. Suryanto, T., & Astuti, A. (2019). *Enhancing Financial Literacy Through Education: Evidence from Indonesia*. International Journal of Financial Studies, 7(2), 28.
  18. Usman, H. (2015). *Literasi Keuangan Syariah dan Peranannya dalam Meningkatkan Kesejahteraan Ekonomi Umat*. Jurnal Ekonomi Islam, 9(1), 72-85.
  19. Wulandari, D., & Subagio, A. (2015). *Factors Influencing the Behavior of Muslim Consumers in Choosing Islamic Banking Products: Evidence from Indonesia*. Journal of Islamic Marketing, 6(2), 205-221