Raharjo, S. T. and Pangestuti, D. N. (2025) “Implementation of Competitive Advantage Strategy through Environmental Adaptability, Digital Transformation and Technological Innovation in Optimizing PT Performance Jamkrindo Syariah”, Kontigensi : Jurnal Ilmiah Manajemen, 13(1), pp. 576-591. doi: 10.56457/jimk.v13i1.800.