Adam, Duki, and Frisca Wulan Febriyanti. 2023. “The Effect of Ease of Transaction, Promotion and Utilization of Shopeepay on the Decision to Use Digital Money on STIE Wibawa Karta Raharja Students”. Kontigensi : Jurnal Ilmiah Manajemen 11 (1), 299-305. https://doi.org/10.56457/jimk.v11i1.395.